WEA D E S J A R D I N S F U N D S : A T A G L LTH A N C E N O V E M B E R 2 0 7 For advisor use only
Desjardins s, people first Since its founding more than 0 years ago, Desjardins has always had human values at the core of its philosophy, putting people before profits from the very beginning. These same values drive our business today, because when you do things the right way, success is sure to follow. And when you have our people working tirelessly to find you the best portfolio managers and expertise the world has to offer, you ll feel more confident about achieving the financial success you re after. Trust the people who put you first.
DESJARDINS FUNDS: AT A GLANCE NOVEMBER 207 ABOUT DESJARDINS FUNDS Desjardins Created in 900 st First credit union cooperative founded in North America $258.4B In assets under management for desjardins group 956 Launch of what is known today as the Desjardins Canadian Equity Growth THE LEADING cooperative financial group in Canada and the sixth largest cooperative financial group in the world RESPONSIBLE INVESTING PIONEER Launch in 990 of the Desjardins Environment, making Desjardins a pioneer in responsible investing 60+ mutual funds OVER $30.5B in assets under management for Desjardins s 2 As at December 3, 206 2 As at June 30, 207
DESJARDINS FUNDS: AT A GLANCE NOVEMBER 207 DESJARDINS FUNDS FOCUS LIST DESJARDINS FUNDS SOCIALLY RESPONSIBLE INVESTING (SRI) Portfolio Managers C-CLASS Desjardins SocieTerra Environmental Bond Mirova.75 Desjardins SocieTerra Cleantech Impax Asset 2.64 SPECIALIZED MANDATES Desjardins Ißrix Low Volatility Global Equity Unigestion 2.52 Desjardins Global Small Cap Equity Lazard Asset 2.63 Desjardins Global Infrastructure First State Investments 2.65 Desjardins Emerging Markets Aberdeen Asset 2.82 BALANCED SOLUTIONS Desjardins Tactical Balanced Hexavest/Desjardins Global Asset Desjardins Global Balanced Strategic Income Wellington Company 2.34 Desjardins Quebec Balanced 2.2 INCOME ORIENTED Desjardins Enhanced Bond Sanford C. Bernstein.64 Desjardins Floating Rate Income PIMCO Canada Corp..79 Desjardins Global Tactical Bond PIMCO Canada Corp..94 Desjardins Canadian Preferred Share.58 CORE FUNDS Desjardins Dividend Growth Jarislowsky Fraser 2.24 Desjardins Canadian Equity Value LSV Asset 2.42 Desjardins American Equity Value Wellington Company 2.42 Desjardins American Equity Growth Wellington Company 2.47 Desjardins American Equity Growth Currency Neutral Wellington Company 2.66 Desjardins Overseas Equity Growth Baillie Gifford Overseas 2.63 Desjardins Global Equity Growth Baillie Gifford Overseas 2.66 2.9 * As at March 3, 207 2
DESJARDINS FUNDS: AT A GLANCE NOVEMBER 207 EXCEPTIONAL MANAGERS Newport Beach Mississauga Chicago New York Montréal Boston Aberdeen Edinburgh London Paris Geneva Australia Sydney 3
FUNDS AT A GLANCE NOVEMBER 207 DESJARDINS FUNDS Portfolio Managers Inception date Initial Sales Charges (ISC) C-Class R-Class F-Class S-Class Deferred Sales Charges Low Load Sales Charges (DSC) (LL) ISC DSC LL INCOME FUNDS Desjardins Money Market 0/989 03008 0-5 0.25 03208 5 0.0 03408 2.5 0.25 0.25 0.69 03808 0.65 Desjardins Short-Term Income 06/965 0300 0-5 0.50 0320 5 0.25 0340 2.5 0.25 0.50.26 0380 0.75 Desjardins Canadian Bond 2/959 03006 0-5 0.50 03206 5 0.25 03406 2.5 0.25 0.50.55 03806 0.98 Desjardins Enhanced Bond Sanford C. Bernstein 0/2004 0305 0-5 0.50 0325 5 0.25 0345 2.5 0.25 0.50.64 0385.00 Desjardins Global Inflation Linked Bond BlackRock 0/2004 03052 0-5 0.50 03252 5 0.25 03452 2.5 0.25 0.50.83 03852.04 Desjardins Global Corporate Bond Sanford C. Bernstein 0/203 0345 0-5 0.50 03345 5 0.25 03545 2.5 0.25 0.50.70 03945.02 Desjardins Floating Rate Income PIMCO Canada Corp. 05/204 03024 0-5 0.50 03224 5 0.25 03424 2.5 0.25 0.50.79 03824.04 Desjardins Global Tactical Bond PIMCO Canada Corp. 0/203 0344 0-5 0.50 03344 5 0.25 03544 2.5 0.25 0.50.94 03944.5 Desjardins Canadian Preferred Share 04/206 036 0-5 0.50 0336 5 0.25 0356 2.5 0.25 0.50.58 0396 0.94 Desjardins Emerging Markets Bond Aberdeen Asset 0/203 0346 0-5 0.50 03346 5 0.25 03546 2.5 0.25 0.50.96 03946.25 BALANCED FUNDS Desjardins Tactical Balanced Hexavest, 08/986 03007 0-5 03207 5 0.50 03407 2.5 0.50 2.9 03807.5 Desjardins Global Balanced Strategic Income Wellington Company 06/206 0360 0-5 03360 5 0.50 03560 2.5 0.50 2.34 0460 04360 04560 R6 2.2 03960. 04960 S6.03 Desjardins Quebec Balanced 06/997 03060 0-5 03260 5 0.50 03460 2.5 0.50 2.2 04060 04260 04460 2.20 03860.6 04860. Desjardins Dividend Income, Aberdeen Asset 0/994 03063 0-5 03263 5 0.50 03463 2.5 0.50 2.0 04063 04263 04463 2.00 03863.04 04863.03 CANADIAN EQUITY FUNDS Desjardins Dividend Growth Jarislowsky Fraser 0/2009 03095 0-5 03295 5 0.50 03495 2.5 0.50 2.24 04095 04295 04495 2.29 03895. 04895.09 Desjardins Canadian Equity Income Lincluden Investment 0/203 0347 0-5 03347 5 0.50 03547 2.5 0.50 2.29 0447 04347 04547 2.33 03947. 04947 0.99 Desjardins Canadian Equity Value LSV Asset 2/2002 03083 0-5 03283 5 0.50 03483 2.5 0.50 2.42 04083 04283 04483 2.45 03883.05 04883.04 Desjardins Canadian Equity /206 0369 0-5 03369 5 0.50 03569 2.5 0.50 2.5 03969 0.96 Desjardins Canadian Equity Growth 2 0/956 03003 0-5 03203 5 0.50 03403 2.5 0.50 2.23 03803 0.94 Desjardins Canadian Small Cap Equity Fiera Capital Corporation 0/994 03062 0-5 03262 5 0.50 03462 2.5 0.50 2.26 03862.25 AMERICAN EQUITY FUNDS Desjardins American Equity Value Wellington Company 0/2004 03040 0-5 03240 5 0.50 03440 2.5 0.50 2.42 03840.5 Desjardins American Equity Growth Wellington Company 0/2004 03072 0-5 03272 5 0.50 03472 2.5 0.50 2.47 03872.4 Desjardins American Equity Growth Currency Neutral Wellington Company 04/206 0362 0-5 03362 5 0.50 03562 2.5 0.50 2.66 03962.34 GLOBAL AND INTERNATIONAL EQUITY FUNDS Desjardins Overseas Equity Value Aberdeen Asset 0/998 03068 0-5 03268 5 0.50 03468 2.5 0.50 2.72 03868.9 Desjardins Overseas Equity Growth Baillie Gifford Overseas 03/200 03032 0-5 03232 5 0.50 03432 2.5 0.50 2.63 03832.34 Desjardins Global Dividend Epoch Investment Partners /959 03004 0-5 03204 5 0.50 03404 2.5 0.50 2.5 04004 04204 04404 2.48 03804.30 04804.30 Desjardins Global Equity Value Aberdeen Asset 0/999 0302 0-5 0322 5 0.50 0342 2.5 0.50 2.7 0402 0422 0442 2.68 0382.26 0482.20 Desjardins Global Equity Growth Baillie Gifford Overseas 0/205 0333 0-5 03333 5 0.50 03533 2.5 0.50 2.66 03933.20 Desjardins Global Small Cap Equity Lazard Asset 0/2004 03075 0-5 03275 5 0.50 03475 2.5 0.50 2.63 03875.28 Desjardins Emerging Markets Aberdeen Asset 0/2007 03067 0-5 03267 5 0.50 03467 2.5 0.50 2.82 03867.63 Desjardins Emerging Markets Opportunities Wellington Company 0/203 0349 0-5 03349 5 0.50 03549 2.5 0.50 2.89 03949.60 SPECIALTY FUND Desjardins Global Infrastructure First State Investments 0/203 0348 0-5 03348 5 0.50 03548 2.5 0.50 2.65 0448 04348 04548 2.77 03948.4 04948.30 (4Y+) MINIMUM INVESTMENT: $,000 SUBSEQUENT INVESTMENT: $25 $5/FUND This information is applicable for all funds/portfolios. REDEMPTION FEE SCHEDULE Year DSC LL 6.0 3.0 2 5.5 2.5 3 5.0 2.0 4 4.5 0 5 3.0 0 6.5 0 7 0 0 4 Desjardins s Prefix: DJT CLASSES C Advisor class R Fixed distribution advisor class F Fee-based accounts S Fixed distribution fee-based accounts Fees shown were estimated at the time of inception and are for information purposes only as the fund exists for less than one year. 2 This fund is closed to all investors. For more information, please contact your regional sales manager. * As at March 3, 207 5
FUNDS AT A GLANCE NOVEMBER 207 CHORUS II PORTFOLIOS CHORUS II PORTFOLIOS Initial Sales Charges (ISC) C-Series/Class R-Series/Class S-Series/Class F-Class Deferred Sales Low Load Sales Charges R 4 R 5 R 6 R 7 R 8 S4 S5 S6 S7 S8 Charges (DSC) (LL) (4Y+) ISC DSC LL ISC DSC LL ISC DSC LL ISC DSC LL ISC DSC LL Chorus II Conservative Low Volatility Portfolio Chorus II Moderate Low Volatility Portfolio Chorus II Balanced Low Volatility Portfolio 03029 0-5 0.80 03229 5 0.40 03429 2.5 0.40 0.80.6 04029 04229 04429 05029 05229 05429.58 04829 06829 03030 0-5 0.80 03230 5 0.40 03430 2.5 0.40 0.80.70 04030 04230 04430 05030 05230 05430.66 04830 06830 0303 0-5 0.90 0323 5 0.45 0343 2.5 0.45 0.90.77 0403 0423 0443 0503 0523 0543 Chorus II Growth 03033 0-5 0.90 03233 5 0.45 03433 2.5 0.45 0.90.88 04033 04233 04433 05033 05233 05433 Chorus II Dynamic Growth Portfolio R5.72 R7.85 R5.8 R7.83 0483 0683 S4 0.73 S6 0.8 S4 0.85 S6 0.77 S5 0.85 S7 0.77 03829 0.8 03830 0.84 0383 0.84 04833 06833 0.90 03833 0.97 03034 0-5 03234 5 0.50 03434 2.5 0.50 2.09 04034 04234 04434 05034 05234 05434 2.09 04834 06834 Chorus II Maximum Growth 03037 0-5 03237 5 0.50 03437 2.5 0.50 2.5 04037 04237 04437 05037 05237 05437 2.27 04837 06837.00 03837.0 CHORUS II PORTFOLIOS CORPORATE CLASS Chorus II Conservative Low Volatility Portfolio 03082 0-5 0.80 03282 5 0.40 03482 2.5 0.40 0.80.66 04082 04282 04482 05082 05282 05482.63 Chorus II Moderate Low Volatility Portfolio 03084 0-5 0.80 03284 5 0.40 03484 2.5 0.40 0.80.7 04084 04284 04484 05084 05284 05484 Chorus II Balanced Low Volatility Portfolio 03086 0-5 0.90 03286 5 0.45 03486 2.5 0.45 0.90.8 04086 04286 04486 05086 05286 05486 Chorus II Growth 03090 0-5 0.90 03290 5 0.45 03490 2.5 0.45 0.90.97 04090 04290 04490 05090 05290 05490 Chorus II Dynamic Growth Portfolio 0309 0-5 0329 5 0.50 0349 2.5 0.50 2.09 0409 0429 0449 0509 0529 0549 2.26 Chorus II Maximum Growth 03093 0-5 03293 5 0.50 03493 2.5 0.50 2.6 04093 04293 04493 05093 05293 05493 2.30 R4.77 R6.69 R5.92 R7.73 R5.97 R7.88 S6.05 S8 0.98 03834.06 MINIMUM INVESTMENT: $00,000 SUBSEQUENT INVESTMENT: $25 All Chorus II Portfolios have been created on November 28, 20 (Multi-Manager). This information is applicable for all funds/portfolios. REDEMPTION FEE SCHEDULE Year DSC LL 6.0 3.0 2 5.5 2.5 3 5.0 2.0 4 4.5 0 5 3.0 0 6.5 0 7 0 0 Desjardins s Prefix: DJT CLASSES C Advisor class R Fixed distribution advisor class F Fee-based accounts S Fixed distribution fee-based accounts 6 This portfolio is closed to new investors. For more information, please contact your regional sales manager. * As at March 3, 207 7
FUNDS AT A GLANCE NOVEMBER 207 C-Class R-Class F-Class S-Class MELODIA PORTFOLIOS Portfolio Managers Inception date Initial Sales Charges (ISC) Deferred Sales Charges (DSC) Low Load Sales Charges (LL) (4Y+) R 4 R 5 R 6 ISC DSC LL ISC DSC LL ISC DSC LL MELODIA PORTFOLIOS INCOME Melodia Very Conservative Income Portfolio Melodia Conservative Income Portfolio Melodia Moderate Income Portfolio Melodia Diversified Income Portfolio MELODIA PORTFOLIOS GROWTH Melodia Moderate Growth Portfolio Melodia Diversified Growth Portfolio Melodia Balanced Growth Portfolio Melodia Aggressive Growth Portfolio Melodia Maximum Growth Portfolio Melodia 00% Equity Growth Portfolio 03/203 0350 0-5 0.80 03350 5 0.40 03550 2.5 0.40 0.80.77 0450 04350 04550.75 03950 0.99 04950 S4 0.9 03/203 030 0-5 0.80 0330 5 0.40 0350 2.5 0.40 0.80.83 040 0430 0450.77 0390 0.95 0490 S4 0.96 03/203 0352 0-5 0.80 03352 5 0.40 03552 2.5 0.40 0.80.95 0452 04352 04552 2.06 03952.2 04952 S5 0.99 03/203 0354 0-5 0.90 03354 5 0.45 03554 2.5 0.45 0.90 2.09 0454 04354 04554 2.22 03954.2 04954 S6.0 03/203 0302 0-5 0.80 03302 5 0.40 03502 2.5 0.40 0.80 2.00 03902.5 03/203 0303 0-5 0.90 03303 5 0.45 03503 2.5 0.45 0.90 2.06 03903.9 03/203 0304 0-5 0.90 03304 5 0.45 03504 2.5 0.45 0.90 2.8 03904.24 03/203 0305 0-5 03305 5 0.50 03505 2.5 0.50 2.37 03905.22 03/203 0306 0-5 03306 5 0.50 03506 2.5 0.50 2.45 03906.23 04/206 0356 0-5 03356 5 0.50 03556 2.5 0.50 2.48 03956.43 MINIMUM INVESTMENT: $500** SUBSEQUENT INVESTMENT: $25 ** Totalling at least $,000 the first year. This information is applicable for all funds/portfolios. REDEMPTION FEE SCHEDULE Year DSC LL 6.0 3.0 2 5.5 2.5 3 5.0 2.0 4 4.5 0 5 3.0 0 6.5 0 7 0 0 Desjardins s Prefix: DJT CLASSES C Advisor class R Fixed distribution advisor class F Fee-based accounts S Fixed distribution fee-based accounts 8 * As at March 3, 207 9
FUNDS AT A GLANCE NOVEMBER 207 SOCIETERRA PORTFOLIOS Portfolio Managers Inception date Initial Sales Charges (ISC) C-Class R-Class F-Class S-Class Deferred Sales Charges Low Load Sales Charges (DSC) (LL) ISC DSC LL (4Y+) SOCIETERRA PORTFOLIOS SocieTerra Conservative Portfolio 0/2009 0308 0-5 0.85 0328 5 0.40 0348 2.5 0.40 0.85 2.04 0408 0428 448 R4.94 0388.00 0488 S4 0.92 SocieTerra Balanced Portfolio 0/2009 0302 0-5 0.85 0322 5 0.40 0342 2.5 0.40 0.85 2.6 0402 0422 442 R5 2.07 0382.6 0482 S5.08 SocieTerra Growth Portfolio 0/2000 03026 0-5 0.95 03226 5 0.45 03426 2.5 0.45 0.95 2.27 04026 04226 4426 R5 2.33 03826.8 04826 S5.29 SocieTerra Maximum Growth Portfolio 0/2009 03028 0-5 03228 5 0.50 03428 2.5 0.50 2.56 04028 04228 4428 R6 2.64 03828.38 04828 S6.25 SOCIETERRA FUNDS Desjardins SocieTerra Canadian Bond 06/205 0305 0-5 0.50 0325 5 0.25 0345 2.5 0.25 0.50.53 0385 0.89 Desjardins SocieTerra Environmental Bond Mirova 06/206 0367 0-5 0.50 03367 5 0.25 03567 2.5 0.25 0.50.75 03967 0.98 Desjardins SocieTerra Canadian Equity /207 0365 0-5 03365 5 0.50 03565 2.5 0.50 2.32 03965.00 Desjardins SocieTerra American Equity ClearBridge Investments 06/206 0366 0-5 03366 5 0.50 03566 2.5 0.50 2.45 03966.24 Desjardins SocieTerra Environment 09/990 03009 0-5 03209 5 0.50 03409 2.5 0.50 2.38 03809.34 Desjardins SocieTerra Cleantech Impax Asset 06/206 0368 0-5 03368 5 0.50 03568 2.5 0.50 2.64 03968.47 MINIMUM INVESTMENT: $500** SUBSEQUENT INVESTMENT: $25 ** Totalling at least $,000 the first year. This information is applicable for all funds/portfolios. REDEMPTION FEE SCHEDULE Year DSC LL 6.0 3.0 2 5.5 2.5 3 5.0 2.0 4 4.5 0 5 3.0 0 6.5 0 7 0 0 Desjardins s Prefix: DJT CLASSES C Advisor class R Fixed distribution advisor class F Fee-based accounts S Fixed distribution fee-based accounts 0 Fees shown were estimated at the time of inception and are for information purposes only as the fund exists for less than one year. * As at March 3, 207
FUNDS AT A GLANCE NOVEMBER 207 IBRIX FUNDS Portfolio Managers Inception date Initial Sales Charges (ISC) C-Class R-Class F-Class S-Class Deferred Sales Charges Low Load Sales Charges (DSC) (LL) ISC DSC LL (4Y+) IBRIX FUNDS Desjardins Ißrix Canadian High Dividend Equity 0/205 033 0-5 0333 5 0.50 0353 2.5 0.50 2.06 043 0433 0453 2.09 0393 0.98 0493 0.87 Desjardins Ibrix Global Bond Lombard Odier Investment Managers 05/206 0336 0-5 0.50 03336 5 0.25 03536 2.5 0.25 0.50.75 03936 0.96 Desjardins Ißrix Canadian Equity Focus 0/205 0332 0-5 03332 5 0.50 03532 2.5 0.50.97 0432 04332 04532.96 03932 0.98 04932 0.87 Desjardins Ißrix Global Equity Focus 0/205 0335 0-5 03335 5 0.50 03535 2.5 0.50 2.46 0435 04335 04535 2.49 03935.5 04935.03 Desjardins Ißrix Low Volatility Global Equity Unigestion Asset 0/205 0334 0-5 03334 5 0.50 03534 2.5 0.50 2.52 03934.34 Desjardins Ibrix Low Volatility Emerging Markets Unigestion Asset 05/206 0337 0-5 03337 5 0.50 03537 2.5 0.50 2.77 03937.49 MINIMUM INVESTMENT: $,000 SUBSEQUENT INVESTMENT: $25 $5/FUND This information is applicable for all funds/portfolios. REDEMPTION FEE SCHEDULE Year DSC LL 6.0 3.0 2 5.5 2.5 3 5.0 2.0 4 4.5 0 5 3.0 0 6.5 0 7 0 0 Desjardins s Prefix: DJT CLASSES C Advisor class R Fixed distribution advisor class F Fee-based accounts S Fixed distribution fee-based accounts 2 * As at March 3, 207 3
DESJARDINS Desjardins Group is the leading cooperative financial group in Canada and the sixth largest cooperative financial group in the world. The scope of our product and service offer is unique, encompassing expertise in wealth management, life and health insurance, property and casualty insurance, and financial services for individuals and businesses. Desjardins has pioneered responsible investing in Canada and is a leading proponent of responsible investing across the country. + $258.4 billion in total assets + 7 million members and clients DESJARDINS FUNDS One of the largest Canadian mutual fund manufacturers, Desjardins Investments Inc., the manager of Desjardins s, offers investment products that meet the varied and evolving needs of Canadian investors. The company sets itself apart with its innovative portfolios and funds, which have been repeatedly honoured by the industry. + $30.5 billion in assets under management 2 + More than 60 mutual funds and 3 families of portfolios + More than 55 years of experience and the trust of close to 500,000 investors As at December 3, 206. 2 As at June 30, 207. DESJARDINSFUNDS.COM 00% This document is printed on Rolland Enviro paper. 70E (-7)